/* OlloCard — personal loans. Palette: navy / azure / light-gray / white */
:root{
  --navy:#0e2a63; --azure:#1f5fe0; --azure-d:#123e9c; --gray:#eef2f8;
  --line:#d8e0ee; --ink:#1b2333; --mut:#586074; --white:#fff;
  --ring:#1f5fe0; --good:#127a4a; --warn:#8a5a00;
  --maxw:1180px; --radius:14px; --shadow:0 6px 24px rgba(14,42,99,.08);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--azure-d);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);text-wrap:balance;margin:0 0 .5em}
h1{font-size:2.15rem;letter-spacing:-.02em;font-weight:800}
h2{font-size:1.6rem;letter-spacing:-.01em;font-weight:750;margin-top:1.6em}
h3{font-size:1.22rem;font-weight:700;margin-top:1.3em}
p{margin:0 0 1.05em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:2147483001;border-radius:0 0 8px 0}
.skip:focus{left:0}

/* ---- ring signature ---- */
.ring{display:inline-block;width:.62em;height:.62em;border-radius:50%;border:.16em solid var(--azure);position:relative;vertical-align:baseline}
.eyebrow{display:inline-flex;align-items:center;gap:.55em;text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:700;color:var(--azure-d);margin-bottom:.5rem}
.eyebrow::before{content:"";width:22px;height:22px;border-radius:50%;border:3px solid var(--azure);box-shadow:0 0 0 3px #fff,0 0 0 5px var(--gray)}

/* ---- header / nav ---- */
.site-header{position:sticky;top:0;z-index:2147483000;isolation:isolate;background:rgba(255,255,255,.96);backdrop-filter:saturate(180%) blur(6px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:8px;height:70px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.28rem;color:var(--navy);letter-spacing:-.02em;white-space:nowrap}
.brand:hover{text-decoration:none}
.brand .logo{width:34px;height:34px;flex:0 0 auto}
.brand b{color:var(--azure)}
.nav-list{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.nav-item{position:relative}
.nav-item::after{content:"";position:absolute;left:0;right:0;top:100%;height:6px}
.nav-link{display:inline-flex;align-items:center;gap:5px;padding:10px 13px;border-radius:9px;color:var(--ink);font-weight:600;font-size:.97rem;background:none;border:0;cursor:pointer;font-family:inherit;min-height:44px}
.nav-link:hover,.nav-link:focus-visible{background:var(--gray);color:var(--navy);text-decoration:none}
.nav-link .caret{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin-top:-3px;transition:transform .2s}
.nav-item.open .caret{transform:rotate(-135deg);margin-top:2px}
.dropdown{position:absolute;top:calc(100% + 6px);left:0;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.16s;z-index:2147483000}
.nav-item:hover .dropdown,.nav-item.open .dropdown,.dropdown:focus-within{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:10px 12px;border-radius:8px;color:var(--ink);font-weight:600;font-size:.95rem}
.dropdown a:hover{background:var(--gray);text-decoration:none;color:var(--navy)}
.nav-spacer{flex:1 1 auto;min-width:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:10px;font-weight:750;font-size:.98rem;background:var(--azure);color:#fff;border:0;cursor:pointer;min-height:44px;transition:.15s;font-family:inherit;text-align:center}
.btn:hover{background:var(--azure-d);text-decoration:none;color:#fff;transform:translateY(-1px)}
.btn.ghost{background:#fff;color:var(--navy);border:2px solid var(--line)}
.btn.ghost:hover{border-color:var(--azure);background:var(--gray)}
.btn.ghost.on-dark{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn.ghost.on-dark:hover{background:rgba(255,255,255,.12);border-color:#fff;color:#fff}
.btn.big{padding:15px 30px;font-size:1.06rem}
.nav-apply{white-space:nowrap}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:10px;margin-left:auto}
.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s}

/* ---- hero ---- */
.hero{background:linear-gradient(160deg,var(--navy),#0a1f4d 60%,#0a1c44);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(31,95,224,.18)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;padding:64px 0}
.hero h1{color:#fff;font-size:2.7rem}
.hero p.lead{font-size:1.18rem;color:#c9d6f0;margin-bottom:1.5em}
.hero .eyebrow{color:#8fb2ff}
.hero .eyebrow::before{border-color:#8fb2ff;box-shadow:0 0 0 3px rgba(255,255,255,.08),0 0 0 5px rgba(255,255,255,.05)}
.hero-media{position:relative;z-index:1}
.hero-media img{border-radius:18px;box-shadow:0 20px 50px rgba(0,0,0,.35);aspect-ratio:16/9;object-fit:cover}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.trust-ribbon{display:flex;gap:26px;flex-wrap:wrap;margin-top:26px;padding-top:22px;border-top:1px solid rgba(255,255,255,.15)}
.trust-ribbon div{font-size:.92rem;color:#c9d6f0}
.trust-ribbon b{display:block;color:#fff;font-size:1.35rem;font-weight:800}
.stars{color:#ffc046;letter-spacing:2px}

/* ---- layout with sidebar ---- */
.crumb{font-size:.85rem;color:var(--mut);padding:16px 0}
.crumb a{color:var(--mut)}
.crumb a:hover{color:var(--azure-d)}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;padding:14px 0 60px;align-items:start}
.article :is(h2,h3){scroll-margin-top:90px}
.article>p:first-of-type{font-size:1.1rem}
.answer{background:var(--gray);border-left:4px solid var(--azure);border-radius:0 10px 10px 0;padding:14px 18px;margin:0 0 1.2em;font-weight:550}
.body-img{float:right;width:290px;margin:6px 0 18px 26px;border-radius:14px;box-shadow:var(--shadow);aspect-ratio:3/4;object-fit:cover}
.body-img.left{float:left;margin:6px 26px 18px 0}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:0 0 26px}
.toc strong{display:block;color:var(--navy);margin-bottom:8px;font-size:.95rem;text-transform:uppercase;letter-spacing:.08em}
.toc ol{margin:0;padding-left:20px;columns:2;column-gap:26px}
.toc li{margin:5px 0;font-size:.93rem}

/* sidebar boxes */
.sidebar{position:sticky;top:90px;display:flex;flex-direction:column;gap:16px}
.sbox{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.sbox h4{margin:0 0 10px;font-size:1rem;color:var(--navy);display:flex;align-items:center;gap:8px}
.sbox.accent{background:linear-gradient(160deg,var(--navy),#0a1f4d);color:#fff;border:0}
.sbox.accent h4,.sbox.accent p{color:#fff}
.sbox.accent .btn{width:100%;margin-top:8px}
.sbox ul{margin:0;padding:0;list-style:none}
.sbox ul li{padding:7px 0;border-bottom:1px solid var(--line);font-size:.93rem}
.sbox ul li:last-child{border-bottom:0}
.sbox ul li a{font-weight:600}
.sbox .stat{font-size:1.9rem;font-weight:800;color:var(--azure)}
.sbox small{color:var(--mut);font-size:.83rem}
.chip{display:inline-block;background:var(--gray);color:var(--azure-d);border-radius:999px;padding:4px 11px;font-size:.82rem;font-weight:650;margin:3px 4px 0 0}

/* cards */
.section{padding:56px 0}
.section.alt{background:var(--gray)}
.section-head{text-align:center;max-width:720px;margin:0 auto 36px}
.grid{display:grid;gap:22px}
.grid.g3{grid-template-columns:repeat(3,1fr)}
.grid.g2{grid-template-columns:repeat(2,1fr)}
.grid.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;transition:.18s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#c3d2ee}
.card img{aspect-ratio:16/9;object-fit:cover;width:100%}
.card .pad{padding:18px 20px;display:flex;flex-direction:column;gap:8px;flex:1}
.card h3{margin:0;font-size:1.16rem}
.card p{margin:0;color:var(--mut);font-size:.95rem;flex:1}
.card .more{font-weight:700;color:var(--azure-d);font-size:.92rem}
.amount-card{text-align:center;padding:26px 22px;border-top:4px solid var(--azure)}
.amount-card .amt{font-size:2.1rem;font-weight:800;color:var(--navy)}
.amount-card ul{list-style:none;padding:0;margin:14px 0;text-align:left}
.amount-card ul li{padding:6px 0 6px 26px;position:relative;font-size:.95rem}
.amount-card ul li::before{content:"";position:absolute;left:0;top:10px;width:12px;height:12px;border-radius:50%;border:3px solid var(--azure)}

/* tables */
table{border-collapse:collapse;width:100%;margin:1.2em 0;font-size:.95rem;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
caption{text-align:left;color:var(--mut);font-size:.86rem;padding:6px 2px}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line)}
thead th{background:var(--navy);color:#fff;font-weight:700}
tbody tr:nth-child(even){background:var(--gray)}
tbody tr:hover{background:#e6edfa}

/* faq */
.faq-item{border:1px solid var(--line);border-radius:12px;margin:12px 0;overflow:hidden;background:#fff}
.faq-item summary{padding:16px 20px;font-weight:700;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px;font-size:1.02rem}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--azure);font-size:1.4rem;line-height:1}
.faq-item[open] summary::after{content:"–"}
.faq-item .faq-a{padding:0 20px 18px;color:var(--ink)}

/* cta */
.cta{background:linear-gradient(160deg,var(--azure),var(--azure-d));color:#fff;border-radius:20px;padding:44px;text-align:center;margin:20px 0}
.cta h2{color:#fff}
.cta p{color:#dce6ff;max-width:620px;margin:0 auto 20px}
.cta .btn{background:#fff;color:var(--azure-d)}
.cta .btn:hover{background:var(--navy);color:#fff}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow)}
.calc label{display:block;font-weight:700;color:var(--navy);margin:14px 0 6px}
.calc input[type=range]{width:100%;accent-color:var(--azure)}
.calc .val{font-size:1.5rem;font-weight:800;color:var(--azure)}
.calc select{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit}
.calc-out{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}
.calc-out .o{background:var(--gray);border-radius:12px;padding:16px;text-align:center}
.calc-out .o b{display:block;font-size:1.6rem;color:var(--navy)}
.calc-out .o span{font-size:.82rem;color:var(--mut)}

/* form embed z-index trap */
.form-embed{position:relative;z-index:1;isolation:isolate;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:var(--shadow)}

/* footer */
.site-footer{background:var(--navy);color:#c9d6f0;padding:56px 0 26px;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px}
.site-footer h4{color:#fff;font-size:1rem;margin:0 0 14px}
.site-footer a{color:#c9d6f0}
.site-footer a:hover{color:#fff}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer ul li{margin:8px 0;font-size:.93rem}
.foot-brand .brand{color:#fff;margin-bottom:12px}
.foot-brand .brand b{color:#8fb2ff}
.disclosure{font-size:.82rem;color:#93a6cf;line-height:1.6;margin-top:8px}
.nap{font-size:.9rem;line-height:1.9;margin:10px 0}
.foot-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:34px;padding-top:20px;font-size:.85rem;color:#93a6cf}
.foot-bottom a{color:#93a6cf}
.foot-disclosure{margin:0 0 14px;line-height:1.5;max-width:900px}
.foot-bottom-row{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

/* scroll top */
.scrolltop{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;border:0;cursor:pointer;box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.2s;z-index:2147482000;font-size:1.3rem}
.scrolltop.show{opacity:1;visibility:visible}
.scrolltop:hover{background:var(--azure)}

/* misc */
.pill-row{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0}
.note-box{background:var(--gray);border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin:18px 0;font-size:.95rem}
.rep-example{border:1px dashed var(--azure);background:#f3f7ff;border-radius:12px;padding:16px 20px;margin:18px 0;font-size:.93rem}
.author-box{display:flex;gap:16px;align-items:flex-start;background:var(--gray);border-radius:14px;padding:20px;margin:24px 0}
.author-box .ab-ring{width:54px;height:54px;border-radius:50%;border:6px solid var(--azure);flex:0 0 auto;background:#fff}
.share{display:flex;gap:10px;margin:20px 0}
.share a{width:40px;height:40px;border-radius:50%;background:var(--gray);display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--navy)}
.share a:hover{background:var(--azure);color:#fff;text-decoration:none}
.meta-line{color:var(--mut);font-size:.9rem;margin-bottom:8px}
.post-list{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
hr.div{border:0;border-top:1px solid var(--line);margin:34px 0}

@media(max-width:1000px){
  .content-grid{grid-template-columns:1fr}
  .sidebar{position:static}
  .hero-grid{grid-template-columns:1fr;gap:30px;padding:44px 0}
  .hero h1{font-size:2.1rem}
  .foot-grid{grid-template-columns:1fr 1fr}
  .grid.g4{grid-template-columns:repeat(2,1fr)}
  .toc ol{columns:1}
}
@media(max-width:820px){
  .menu-toggle{display:block}
  .nav-list{display:none;position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);padding:10px;gap:2px;box-shadow:var(--shadow)}
  .nav-list.show{display:flex}
  .nav-spacer{display:none}
  .nav-apply{display:none}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:2px 0 2px 16px;display:none}
  .nav-item.open .dropdown{display:block}
  .grid.g3,.grid.g2,.post-list,.calc-out{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .body-img{float:none;width:100%;margin:14px 0}
  .cta{padding:30px 22px}
  h1{font-size:1.8rem}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}