OlloCard is an independent personal loan comparison and connection service that helps US borrowers find loans from $500 to $5,000. We are not a lender; we connect one request to multiple vetted lending partners so you can compare offers.
OlloCard was built on a simple frustration: applying for a personal loan usually meant filling out the same information over and over at different lenders, with a credit hit each time. We thought the process should work the other way around, letting borrowers submit one request and have lenders compete for it. That is the service we provide today.
Our mission
Our mission is to make comparing a personal loan simple, transparent, and free. We believe borrowers make better decisions when they can see several offers side by side, understand the true cost through APR, and read clear terms before signing. Everything on OlloCard, from the calculator to the glossary, exists to support that.
How we work
When you submit a request, we match it against lending partners in our network and return the offers you qualify for. You compare, choose, and finish with the lender. We do not make credit decisions, set rates, or fund loans; the lender does all of that. Our How It Works page walks through every step.
How we make money
We are compensated by lending partners when we connect them with borrowers. That is how OlloCard stays free for you to use. Importantly, that compensation never determines the reviews we publish or lets a lender buy a better ranking. Our full advertiser and lending disclosure explains the relationship in detail.
What we stand for
- Transparency. We say plainly that we are a comparison service, not a lender.
- Honesty. We never use guaranteed-approval language or hide fees.
- Choice. We show a spread of options so you can pick what fits.
- Respect. Your information is used to match you with offers, not to spam you.
A high bar for a money decision
Because a personal loan affects your financial wellbeing, we hold OlloCard to a high standard. We present representative examples as estimates, define our terms, and point you to the rates guide and eligibility details so you can decide with clear eyes. Questions? Reach us on the contact page.