OlloCard (Ollo Card) is an independent personal loan comparison and connection service, not a lender or a broker. We may be compensated by lending partners when we connect you with them. This compensation may affect which offers appear, but never the honesty of our content or reviews.
Transparency matters when money is involved, so this page explains how OlloCard operates and earns revenue in plain terms. Read it alongside our privacy policy and terms of use.
What OlloCard is
OlloCard is a comparison and connection service. When you submit a request, we match it with lending partners who may present offers. We are not a lender: we do not fund loans, set interest rates, make approval decisions, or service accounts. Those functions belong entirely to the lender you choose.
How we are compensated
We may receive compensation from lending partners when we connect them with borrowers, for example when you are matched with a lender or accept an offer. This is how OlloCard remains free for you to use. Compensation arrangements may influence which lenders appear and how prominently, but they do not allow a lender to buy a favorable review or misrepresent terms.
About our reviews and examples
The reviews on our reviews page reflect borrower feedback about the OlloCard comparison experience and are not edited to favor any lender. Representative examples throughout the site, including on the rates guide, are illustrative estimates, not offers or quotes. Your actual terms come from the lender and depend on your application.
What we do not do
- We do not guarantee approval or any specific rate or term.
- We do not charge you a fee to compare or apply.
- We do not make credit decisions or fund loans.
- We do not control lender fees, funding times, or servicing.
State availability and terms
Personal loan availability, amounts, and terms can vary by state and by lender. Not all products are available in all states. The lending partner will disclose the terms that apply to you before you complete an agreement. Always read that agreement in full.
Questions
If you have questions about this disclosure or how OlloCard works, contact us at [email protected] or see the FAQ. We want you to understand exactly what OlloCard is before you use it.